#1NOWDigital Treasury·Treasury & Capital Strategy·5X: Treasury Value
Treasury Optimization — Excess Liquidity
Interactive Brokers holds $7.7B of cash and short-term investments against an operating reserve of $272.9M (10% of TTM revenue). A tiered treasury policy on the $7.4B above reserve can raise yield without reducing liquidity coverage.
Annual economics
$37.2M–$111.6M
SCENARIO
$7.4B excess cash × 0.5%–1.5% yield uplift
Evidence that triggered it
- Cash & short-term investments$7.7B
- Cash & equivalents$7.7B
- Revenue (TTM)$2.7B
Assumptions (challenge these)
- Operating reserve (share of revenue)10.0%ASSUMPTION
- Yield uplift on excess cash0.5%–1.5%ASSUMPTION
- Yield uplift on already-invested short-term investments0.1%–0.3%ASSUMPTION
Score components
- Economic impact53
- Feasibility88
- Time to value100
- Capital efficiency90
- Strategic fit85
- Evidence strength100
- Capital required
- None material
- Time to value
- 3 months
- Execution complexity
- Low
- Regulatory complexity
- Low
HUMAN APPROVAL GATE
DRAFTActivation is locked until this pathway is reviewed and approved.